Question 1

How do I secure a real-estate contract in St. Charles?

Accepted Answer

Record a memorandum of contract in the St. Charles real-property records. It puts the public on notice of your equitable interest so the seller can’t cleanly sell to someone else. Notarized online, recorded with the county, and returned to you.

Question 2

Does St. Charles allow electronic recording of a memorandum?

Accepted Answer

St. Charles supports electronic recording (via Simplifile, CSC, ePN), so a compliant memorandum can be on record quickly.

Question 3

What does it cost to record a memorandum in St. Charles?

Accepted Answer

One flat price that includes the county fee ($21.00 first / $3.00 per additional page add'l (+Copy fees: $2 first standard page/$1 additional; $5 per oversize page; certification +$1/page)), your online notary session, and tracking to a recording number.

Memorandum filing isn't available in Missouri yet